Kenneth Chow

Kenneth is a seasoned banking professional with 28 years of experience in technology and software development, specializing in Retail, Wealth Management, and Corporate Banking. As Managing Partner, he works with clients to navigate complex digital transformations across Retail, Wealth Management, and Corporate Banking. With a focus on leveraging advanced technology, he helps organizations manage global stakeholders, optimize development teams, and align strategic initiatives with cutting-edge digital platforms. His expertise spans key areas such as finance and accounts management, treasury, payments, AML/KYC, CRM, core banking, digital channels, and contact center applications.

In his client engagements, Kenneth provides senior leaders with tailored guidance on digital transformation, business analysis, solution design, and application delivery. He works closely with executive teams to ensure that both on-premise and cloud solutions are seamlessly integrated into their business models, enabling them to stay agile and responsive in a dynamic industry landscape.

Kenneth’s background includes leadership roles at major financial institutions, including JTC, Citibank, Barclays Bank, UOB, HSBC, Acommerce Thailand, and Kasikorn Bank Thailand. His broad experience equips him to deliver impactful solutions that drive both immediate and long-term value for his clients.

In addition to his consulting work, Kenneth has been a key contributor to digital transformation projects, helping organizations adapt to the evolving demands of the modern financial ecosystem.

Paul brings over 25 years of expertise in banking, financial services, and payment systems, with a proven track record of leading high-performing teams and driving operational excellence. His deep experience in process re-engineering and digital transformation has consistently helped organizations improve efficiency and adapt to evolving industry demands.

In his engagements, Paul collaborates with senior leadership teams to deliver strategic solutions that enhance stakeholder management, project delivery, and business analysis. His expertise in operations has been instrumental in helping organizations streamline operations, optimize performance, and adapt to evolving industry challenges across various regions.

Paul's experience spans leadership roles at DBS, Citibank, Barclays Bank, UOB, and NETS, where he has led high-performing teams through critical transformation projects. His hands-on approach and strategic insight empower organizations to achieve sustainable improvements and operational excellence.

Beyond his consulting work, Paul has a deep understanding of how to navigate the complexities of large-scale transformation, providing organizations with the tools and frameworks to achieve long-term success.